What to Do After a Fire Accident

Fire accidents can cause tremendous destruction and devastating injuries. Many people die from such events, and survivors face lifelong medical bills, lost income, the need to find alternative living arrangements, and permanent scarring and disfigurement. The costs can be even higher if the fire accident was someone else’s fault or negligence.

Homeowners, construction or repair companies, product manufacturers, tradesmen such as electricians and plumbers, equipment re-sellers, and individuals who smoke carelessly can be held liable for the fires that they cause. Often, experts in the field of fire origin and experts from the medical community can be called on to assist in proving the extent of the damage caused.

Many homes and business burn down because the occupants forget or neglect basic safety rules. In addition, faulty electrical wiring, malfunctioning appliances and defective equipment can cause fire accidents. Poor maintenance, poor quality materials and unsafe structures are other common causes of fire accidents in residential and commercial buildings. People who live in high-rise apartment complexes, elderly and disabled persons, children, smokers, single-family households and low-income communities are at particular risk of being killed or injured in a fire accident.

Once the building is safe to enter, take detailed photographs of all damaged areas and items. This will be invaluable evidence to support your insurance claim. Be sure to use a camera with the highest image quality possible. Also, record video if possible, as this is an effective way to show the extent of the destruction.

If you are suffering from burn injury, seek immediate medical attention. It is important that you get the medical help you need as soon as possible, as burned skin cannot be quickly repaired. The sooner the burns are cooled, the less damage they will sustain. Apply cool water to the burns as soon as possible and do not apply ointments, grease or butter. These greasy substances confine the heat inside the burned area, rather than allowing it to cool off.

After a fire accident, it may be necessary to move out of your home or business temporarily while it is being restored. Ask your insurance agent about vouchers available to cover hotel or motel expenses. Some insurance companies also offer assistance with finding temporary accommodations, but these programs are usually limited and may have waiting lists.

It is also a good idea to obtain a copy of the official fire report, if it is available. This will provide official documentation of the fire incident and may contain valuable information about its causes. It is crucial that you complete your insurance claim accurately and thoroughly to avoid any delays or denials. If you have questions about your claim, speak with a qualified attorney. We can review your case, determine who was at fault and help you receive the compensation you deserve. Contact our firm to schedule a free consultation today. We represent clients throughout the state of Maryland. The initial consultation is complimentary and completely confidential.